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August 2008 - Website of the Month
Lotsahelpinghands.com is a free service that helps family and friends coordinate caregiving tasks of a loved one in need.  Through an easy to use  group calendar, members can sign up for available tasks or check commitments - though the service's email reminder system will make sure you don't forget.  (Make sure you check your email on a daily basis!)

July 2008 - Website of the Month
If you use the computer a lot for shopping, online banking, etc. and need to remember user names and passwords, Roboform will be very helpful!  In addition to increasing security, it can also help you fill out long forms.  Best of all, this feature is FREE! 

June 2008 - Website of the Month
AgeSpan is an award winning site that is designed for "seniors."  this means that it is simple to follow, you drag mouse over the "village" you see on the website and get to many different features including finances, entertainment, news, medial, and more.  It is free to join.  You'll definitely enjoy this very useful website. 

May 2008 - Website of the Month
hulu.com – a gallery of old tv shows, movies, and more. Best of all, it’s free, a great way to entertain yourself! There are commercials; you do need a high speed connection.  Beware, this can become addicting! 

April 2008 - Website of the Month
If you enjoy eating out, Restaurant can provide some nice discounts on dinners out.  Get a $25 gift certificate for $10!  They often have sales where you can them for half of that (sign up for their emails).  As the webmaster has used them previously, do exercise caution in noting expiration dates, blackout periods, and if they can be used on holidays/weekends.  Also, make sure you use them soon as they could possibly go out of business.  Some local restaurants include Conte's, Pane Vino, and The Roger Sherman Inn.  

March 2008 - Website of the Month
Are you being besieged with phone calls from telemarketers?  If you registered a few years ago, you are still safe.  There is final Congressional review on this law.  However, if you want to be removed from this list, use the Do Not Call website.  You can also use this site to file complaints about those who abuse the law. They can be fined HEAVILY for infractions. Note, the law has been INDEFINITELY extended so if you signed up previously, there is no need to renew! 

February 2008 - Website of the Month
Download books for free - go to www.librivox.org.  All the titles are in the public domain and read by volunteers so there's no copyright infringement.  If you don't own an iPod, download to your PC and burn to a CD.  Also, you can also do downloads from the Westport Public Library.  Click on the link on their home page to set up an account so that you can get e-books, download videos and audio books to your hard drive or portable device. 

January 2008 - Website of the Month
Juliana at Your Service...your own personal Lifestage Concierge Service.  Are you facing a challenge in your senior years, in need of local assistance or reviewing future health care concerns.  Need assistance with legal and financial matters?
Let Juliana help...your LifeStage Concierge...at your service!   (203) 847-4177

December 2007 - Website of the Month
With the holidays approaching, we are often in a generous spirits, wishing to share with others.  This website, Kiva is not just about doing hand outs, it is providing loans to people in developing countries so that they can become successful and pay you back.  Although you might not get your money back, this is a very reputable organization and you'll have fun developing a correspondence with those that you are assisting.  Even if you only have $25, you can make a genuine difference.   s

November 2007 - Website of the Month
Need to call a company and don't know their #?  go to www.gethuman.com to find the company you'd like to call

October 2007 - Website of the Month
Making money on your old stuff?  In addition to eBay and the old fashioned tag sale, here are other on-line sources to dispose of old items (and some quick tips) to earn cash (or just get rid of it)  Craigslist has been around a long time and allows you to sell stuff for free (Make sure you are on the Fairfield County section!).  Listings are free, have good descriptions, a photo can help.  Treat it as a garage sale with appointments.  Accept cash only (personal checks can bounce and bank/cashier checks can be forged).  Oodle is a good alternative if you're eBay minded but don't want the fees.  Half is a division of eBay dealing with books, DVDs and CDs. They do charge a fee, but they reimburse you for shipping charges.  You need an eBay account to work with them. 

September 2007 - Website of the Month
For those who wish to conserve water (as well as save money), in addition to shutting off faucets, these websites may provide some useful tips.  For water efficient showerheads, either to go the local hardware store or go to www.niagaraconservation.com

If you're getting a new washing machine, choose one with an Energy Star label.  Check ratings at www.energystar.govwww.h2ouse.org has a calculator to help you save money on next bill.  www.wateruseitwisely.com lists best conservation tips by region.    If you use a dishwasher, just scrape the plates and put in the dishwasher.  If you have an older unit; replace it, the savings will pay for it sooner rather than later.  Bosch makes the most efficient dishwashers. 

August 2007 - Website of the Month
For those of you travel, these websites are useful: 
The National Air Traffic Controllers Assn offers airport specific reports on how to avoid delays.  At Flight Stats, you can check specific flights you are considering and see their record of on time departures and cancellations.  Avoid Delays publishes rankings of the worst offenders. 

July 2007 - Website of the Month
Making medical decisions as we mature is a difficult yet necessary thing to do.  If you write a living will, choose an agent to act in your name.  If you reject a life on feeding tubes, your written wishes should prevail even in states with must-feed laws.  See www.caringinfo.org for free living will forms.  If you prefer to be kept alive, you'll find a "will to live" form at www.nrlc.org.

June 2007 - Website of the Month
f you are enjoying photography but don't want it to be as complex as the Elements classes that are offered at the center, try Picasa!  Owned by Google, it is a FREE download.  Although not as powerful, it allows you to do simple retouches, crop, and sort.  You do need a fairly new computer to work with this program. 

May 2007 - Website of the Month
If you are becoming a "techie" on the computer and wish to find some really cool free services on the web to help your computer run better, or just do some interesting things, check out File Hippo!  This is one-stop shopping for many sites that have FREE downloads from Adobe Viewer to compressing those oversized files to some free photo imaging websites! 

April 2007 - Website of the Month
If you want to make free phone calls through the Internet, use Jajah.  Unlike Vonage, you can use your own phone and there are no monthly fees.  You'll have to sign up on their website.  When you need to make a call, visit the website and enter the # of the person you want to call.  Your phone will ring immediately and a computerized voice will tell you to hold the line while you're connected.  There are no fees to other land-line users who are registered.  Calls are $.03 per minute to Europe and over $.50 to certain remote countries.  To avoid charges, simply ask the people you call regularly to sign up.  

March 2007 - Website of the Month
If you need to know what is on sale at stores next week, go to this website:  http://www.salescircular.com/.  Prices, product descriptions and sales dates are displayed.   It tends to show tech-y items but you may find it useful. 

February 2007 - Website of the Month
Cranky is the first age-relevant search engine.  Some of us get a bit too cranky (regardless of age!) with too many choices!  Google provides millions or at least thousands of hits on almost any search topic.  This website will provide you with four choices per page so that you won't suffer from information overload aka TMI (too much information).   

January 2007 - Website of the Month
New to the Internet?  or you just want to learn more about what is out there...this site is actually good for those of you with more than just a bit of experience.  Internet for Beginners has a wealth of information for any and all of you!  If your resolution for 2007 is to become more proficient, spend an hour or two a week learning what this site has to offer.  There is a wealth of useful information. 

December 2006 - Website of the Month
We all may know someone with a handicap that may prevent them from enjoying their computer.  Vision Dynamics has many items that work not only with computers but in general for those with a vision or any other type of disability.    They even have a special interface with larger and darker print to make it easier to navigate. 

November 2006 - Website of the Month
With the holidays coming, you may wish to avail yourself of some shopping websites to make life simpler.  Below is a list of some sites that the author has used and has been pleased with their promptness, service, and/or pricing. 
www.buy.com - has practically everything; often free shipping on larger orders!  Very fast and prompt. 
www.deepdiscountcd.com - music at great prices, free shipping!
www.deepdiscountdvd.com - movies/videos at great prices, free shipping! 
If you're into electronics and gadgets, try ecost
To find bargains, you may wish to try FROOGLE, a division of Google! 

October 2006 - Website of the Month
Leaf peepers can locate the best pockets of color with maps and downloadable free podcasts at www.yankeefoliage.com 

September 2006 - Website of the Month
Consumers have the ability to "opt-out" of receiving unsolicited credit offers in the mail.  There are 2 methods.  Call 1-888-567-8868 to avoid getting these pesky junk mails that can be used by thieves.  In addition, you can go to The Direct Marketing Association to specify whether or not you wish to receive direct marketing offers from companies.  These tips can help you to protect your identity. 

August 2006 - Website of the Month
Vermont Country Store is part tourist shop, part maple syrup source, part general store with wonderful browsing.  This store has been around 1945 and offers many old-fashioned items like cola syrup or dickies.  There is lots of food and county an dof course a large selection of maple syrup. 

July 2006 - Website of the Month 
Although many of you are familiar with free greeting cards from places like Hallmark, Birthday Alarm takes it one step further wherein you can not only get the cards sent, but you can get reminders when someone's birthday is coming up.  You can have friends email you their birthdates so you will able to remember them!

June 2006 - Website of the Month 
Gasoline prices making you crazy?!  Go to GasBuddy and you'll have a new best friend.  Type in the zip code and it'll show you where the best deals are located.  This site is constantly updated.  Remember that you won't save money driving three towns over to save .08 per gallon.   

May 2006 - Website of the Month 
Wish to know the value of your house?  Try Zillow!  It is not the most accurate of websites but it can help you find some comparable data and a possible sales price for your home or condo.  Some people have said the values were quite accurate and others have found the prices to be way off base.  What is definitely cool are the aerial maps you can get of your neighborhood! 

April 2006 - Website of the Month
Trying to get off an interminable phone call with a co-worker, relative, or someone who is just plain boring and you don't want  be rude.  Use this website, Sorry Gotta Go!  You have to be near a computer with speakers for it to be effective, it will play all these cool sound effects from the doorbell to a car in driveway to static or a hungry kitty.  Definitely a cool way to get off the phone calls without being rude. 

March 2006 - Website of the Month
Do you have something that needs fixing from a light bulb to vacuum cleaners?  How To Mend it will give you tips on how to fix almost anything.  Best of all, it's FREE! 

February 2006 - Website of the Month

This is a cool site.  Are you tired of going through agita and grief whenever calling an 800 (toll free) number?  Do you want to speak to a human instead of a machine?  This website will give you the scoop!  (they'll probably change the prompts since everyone knows about them!).   Check out www.paulenglish.com/ivr 

January 2006 - Website of the Month
Tired of getting all those telemarketing calls that are selling worthless things and are always at the wrong time?  If you are on the "do not call" list, these companies are breaking the law.  You can either go to the following web site, www.donotcall.gov (to register or to make a complaint) or you can call 888-382-1222.  If you are hearing or speech impaired, call 866-290-4236.  You must know either the name or telephone number of the company that called and the date the company called.

December 2005 - Website of the Month
You might know of someone who is older and might possibly be taken advantage of financially by some "new" neighbors or friends who are being a bit too friendly.  Although their interests may be good, sometimes they isolate them from family and friends.  Then this new friend disappears, leaving them destitute.  You can report your concerns to adult protective services.  Investigators are trained to distinguish between friendship and exploitation.  To find your state's agency, go to www.elderabusecenter.org.  If they discover anything, they will turn the case over to law enforcement authorities.  

November 2005 - Website of the Month
Spending too much time playing games? 
it's a lot of fun to play one or two online games, however we sometimes say to ourselves, just one more game...and it's an hour (or two!) later.  There is this nifty little free download, called Temptation Blocker.  When you get to this website, you should already be on the Contact page where you'll find this free and very useful download! 

October 2005 - Website of the Month
Need a unique, personalized gift?  
There is now customized e-commerce where you can get things made to your own specifications.  these two sites will let you design t-shirts, stamps, etc.  This is a great way to create a customized gift for anyone on your gift list.  Zazzle and CafePress are user friendly and you'll be able to find some gifts that hopefully won't sit in the closet. 

September 2005 - Website of the Month
Sex Offenders...do you live near one? 
Few things can unsettle grandparents or parents as much as the prospect of a predator living amongst them.  www.MapSexOffenders.com was launched in July and is still in its beta stage.  You can type in your address and map of your neighborhood with red flags marking the residence of offenders.  Click on a flag and a window appears with the predator's name, address, phone, and offense. 

August 2005 - Website of the Month
Finding a reliable hospital
Sometimes it can be difficult to know what hospital is the best for surgery.  There are websites that can help on the 4,200 hospitals nationwide.  www.hospitalcompare.hhs.gov focus on quality of care for patients with heart attacks, heart failure & pneumonia.  Other sites you may wish to use include www.leapfroggroup.org and looks at safety measures at hospitals such as computerized prescription ordering which can eliminate erroneous information from poor handwriting.  www.healthgrades.com does charge for some of its information.  They examine mortality and complication rates for 28 procedures and diagnoses, including hip replacement and bypass.  A low-tech way is to ask your doctor what hospital he or she would recommend.

July 2005 - Website of the Month
http://www.newstandardkeyboards.com/ has a keyboard that is in alphabetical order.  If you are a very occasional user of the computer, this may make your easier as you will no longer have to hunt and peck.  (It's still recommended that you learn keyboarding skills so that you can input your information much faster than the hunt and peck methods!)

June 2005 - Website of the Month
Looking for a part time job?
This website provides listings for hourly jobs so that if you are looking for something a bit out of the rat race or part time work to help pay for that trip to China, this may be up your alley.  www.snagajob.com has about 50,000 listings.  Pay rates range from $7-$18 an hour.  You do not need to register on the website, but this could be a good way for you to find some extra money or get a few bucks while in between jobs. 

May 2005 - Website of the Month
Getting Refunds on Medical Overcharges
Chances are high that you are among the majority of Americans who are paying incorrect medical bills.  Mor-Med Consultants of Wilton, CT can do an audit on the bills you have received and will help you get back money that you may have overpaid to the hospital and/or doctor. 

Whether you’re an individual, attorney, insurance company or medical provider, Mor-Med can assist you. With the complexity in today’s billing system, fraud and abuse can go undetected. Government studies have determined that 9 out of every 10 medical bills can have an error on them.

April 2005 - Website of the Month
Filling your tank for less. 
We often know where to find the cheapest prices while at home.  However, when you are away from home, are you getting the the best prices?  Check out these websites.  www.gaspricewatch.com has over 100,000 volunteers reporting on prices from coast to coast.  Type in the zip code to get low prices in that area.  www.gasbuddy.com also works by zip code.  It compiles information from over 150 websites across the US.  www.fueleconomy.gov posts local gas prices but also special offers when gas is discounted.  Gas is often discounted on weekdays and prices are higher over the weekend. 

March 2005 - Website of the Month
Rx Ratings
Consumers Union has launched Consumer Reports Best Buy Drugs.  This fee website compares effectiveness and prices of prescription medicines.  www.crbestbuydrugs.org

February 2005 - Website of the Month
A directory of wireless phone numbers is being created which claims that only those who choose to be listed will be included. So that you don't get unwanted phone calls, you may wish to opt out.  Add your cell number to the FTC's National Do Not Call Registry online at www.donotcall.gov or call 888-382-1222

January 2005 - Website of the Month
Writing your will
A
t the beginning of the year, we like to have resolutions and get things in order.  For information, go to www.abanet.org or www.actec.org   

December 2004 - Website of the Month
Spyware/Pop-ups
Pop-ups are those windows for unwanted websites (often commercial) that pop up at inopportune times in the browser.  However Spyware is software that is installed without the user's knowledge on the computer where it can monitor activities, slow down performance, or just be plain annoying. 

Fortunately, Yahoo has a toolbar that can be installed that allows user to block pop-ups as well as install anti-spyware.  Your instructor installed this program and when he scanned his hard drive, 7 unwanted programs were discovered (and removed).  This is very easy to use...download is a snap and using it it is even easier! 

For anti-spyware purposes, these two programs got high ratings from Consumer Reports in late 2004.  They are both free and can be downloaded. 
www.lavasoftusa.com                   www.safer-networking.org   

November 2004 - Website of the Month
Free plants!
At Free Trees and Plants, you can get plants for free (there are shipping and handling charges involved).  In addition, you are helping disabled people get work as they package and label them.   Nurseries often have too much stock and rather then throw them out, they are donated to this wonderful organization in Nebraska.  S/H is about $6.95 per unit. They employ about 100 people in their operation. 

October 2004 - Website of the Month
Dental Care
Dental care is expensive.  Even if we have a log of money, it is still costly to the pocketbook to have certain procedures such as caps, root canals, and bridgework done.  A source to find some competitive dental plans is Discount Dental Plans.  There are several plans listed that you can compare.  Other services such as discounts on prescriptions, eyeglasses, and chiropractic services are included with some.  This is not insurance, there is a list of selected dentists to choose from.  Fees can range from $90 - $130 a year but if you need some extensive dental surgery, the cost can pay for itself. 

September 2004 - Website of the Month
Reducing your home property tax
Many municipalities are often pinched and may pump their assessments and rates on homes.  It is worth fighting back.  Only about 2% of homeowners will take the time to fight the assessment.  If homes in your neighborhood are appraised for less or sold for less than your home's appraised value, that is a sure sign your assessment is out of line.  Or you can have a "value killer" such as poor drainage, shoddy materials.  Often, the local taxing authority has incorrect information so that doesn't hurt to check.  Many municipalities have cut off dates so you need to file your complaint within the right window of time.  You can also download a "Property Tax Reduction Kit" for $29.95 at www.homeownertaxcut.com

August 2004 - Website of the Month
Chat for less
The phone company competition seems to drying up and costs will be rising.  Spring Sense customers will see a new $3.95 a month fee in August and MCI is hiking several of its plans.  To help cut your costs: 

July 2004 - Website of the Month
Do you like chocolate?  Chocophile is the site for you!  Wonderful information about one of the "basic food groups!"

June 2004 - Website of the Month
Got stuff?  Want stuff?? Freecycle is a grassroots movement to connect people to swap things.  You can get ride of stuff or get stuff for yourself. 

May 2004 - Website of the Month
Phone costs continue to escalate if you're an infrequent user.  Many of us still use the traditional land line phone with the wire...often the most dependable in a power failure.  However, cell phones, VOIP (voice over internet protocol) services can be convenient or very economical.  There are also long distance discounters which can save a lot on calls.  To find such services, go to either www.SaveOnPhones.com or www.SmartPrice.com.

April 2004 - Website of the Month
Part of retirement may mean spending less, downsizing into a smaller home or forgoing overpriced vacations. Two good websites show you how much more or less it will cost live in various cities. The sites are www.bestplaces.net and www.retirementliving.com. They list information such as state taxes and tips on finding retirement communities.

March 2004 - Website of the Month
All thumbs on the keyboard?  Although you may have heard of Mavis Beacon, this is another source that will show people of all ages how to use the computer keyboard.  it's Ten Thumbs Typing Tutor which costs $26.  The introductory quiz custom tailors the training to match your abilities.  There are also a couple of typing games that you may find amusing. 

February 2004 - Website of the Month
All of us love to be entertained...on a cold wintry day, it may be fun to look at these websites.  First, there is www.cowboypal.com which allows you to relive the gold years of the cowboy movies and their horses, from the 30's to the 50's.  If you like musicals, www.classicmoviemusicals.com is the site for you...search film, actor, song, or composer. 

For the literary person, these sites will be of interest to you.  www.todayinliterature.com spotlights the major books, writers, and events of literary history. www.glossarist.com has links to glossaries, it can help you find the difference between words, etc.   

Dealing with Viruses....the New York times had a report about MyDoom on February 5 in their Circuits section. 

January 2004 - Website of the Month
Did you get a new pc over the holidays and no longer need that spare one at home!  Worry no more...no need to put it in the landfill.  Provided the computer is somewhat recent, i.e. it has a Pentium processor in it, you can donate it to a worthy group or individual.  Go to www.sharetechnology.org.  You can get a tax write off based on the actual worth (check eBay for an approximate value).  There's a message board on the website with people explaining why they need old computers. 

December 2003 - Website of the Month
Need to find assistance for a loved one who's getting older and may possibly be in need of assistance?  There are many ways to maintain independence...be it from assisted living to meals being delivered or an occasional visit from a home health agency. This can make their lives very fulfilling.  Since 1991, the Eldercare Locator, a nationwide toll-free service, has helped older adults and their caregivers find local services for seniors.  November 2003 - Website of the Month
SCAM ALERT! 
Hopefully you know if the deal sounds too good to be true...trust your instinct.  Money back guarantees don't always work.  Scams occur in all categories...from investments to savings to "deals" on hotels or even drugs.    Check out the FTC fact sheet.  Or, call (toll free) 877-382-4357. 

October 2003 - Website of the Month
Dialing for Deals
 
Many of us still use dial up service as we are on the Internet for short periods of time.  You don't have to be locked into spending up to $25 per month with one of the big services.  There are numerous smaller Internet service providers offering reliable, bare-bones Web access.  Some of these companies are the $4.75/mo www.550Access.com or the $$6.50/mo www.650Dialup.com.  They keep costs low by cutting email and Web space.  The connections are reliable, with fewer users, you may get fewer busy signals.  However, there are some hidden fees.  Most charge a small setup fee and some ca' the hours at 200 a month.  (however, that averages to be nearly 7 hours a day!).  Online tech support is usually free, just phoning the company can cost up to $5.  You can also compare options at www.theispguide.com, a searchable database of more than 1,000 providers.  

Another company which is advertising on television is www.NetZero.net.  They are $9.95/month.    To order your NetZero CD by phone, using a credit card, for $9.95 call: 1-800-333-3633 (open 24/7). 

September 2003 - Website of the Month
Moving?
 As we either downsize or need a new place to move, there's a lot involved, be it across town or the country when a professional is hired.  Develop a critical eye to size up potential movers.  This site has a lit of bad movers, with real stories from victims.  You can find additional blacklists at these sites, www.MovingAdvocateTeam.com, www.BadBusinessBureau.com, and www.MovingScam.com.  In addition, you can go to www.Monstermoving.com to do research about moving, getting movers.  It is recommended NOT go get quotes online as this can lead to inflated charges.  Address change on the site can allow you to provide your address to your magazines, credit cards, etc. 

Monitoring of the industry is now done by the Dept of Transportation as the Interstate Commerce Commission was abolished in 1995.  It is good to do your own research as they have few investigators working. 

August 2003 - Website of the Month
Health issues - getting bad news from the doctor

At any age, we can have health issues.  As we mature, the chances increase in deteriorating health.   In addition, to a second opinion, an educated patient is a better patient.  The Internet provides many excellent sources. 
Medline Plus is run by the US National Library of Medicine and the National Institute of Health.  In addition, www.healthfinder.gov has links to more than 1,800 health-related organizations.   

Stanford University Medical Center's health library offers free research help to anyone seeking information on an illness or treatment.  Call 800-295-5177 or go to their website at http://healthlibrary.stanford.edu

July 2003 - Website of the Month
Discount Shopping

for DVD/CD viewers and listeners!  15% off if you're an AARP member.  go to www.timelife.com/aarp and use this code for your discount!  AARPBUL

June 2003 - Website of the Month
Nursing Homes

If a loved one has to go into a nursing home, it is good to know the quality of the facility.  Many offer excellent care with good attention; others are not so good.  Go to these links for further information: 
Nursing Home Quality Indicators   
Additional information can be obtained (not definitive) at www.medicare.gov/nhcompare/home.asp
Remember that neither of these websites is comprehensive, but they will provide some excellent guidance. 

May 2003 - Website of the Month
Auction sites
Although ebay is the most popular site out there, there are a few others you may wish to work with.  No guarantees are made to your personal luck or results. Although they may not have the diversity of ebay, you may find them useful. 

www.auctionport.com - tutorials, for $20 will provide an online appraisal.  limited amount of merchandise available. 
www.bidfields.com - tends to work with smaller retailers
www.epier.com - community forms offer buying and selling tips from pros 
www.ioffer.com - "anti-auction" site encourages haggling!

April 2003 - Website of the Month
Be wise about donations - many of them are good.  However, you want your money to go to the cause and not to administration - at least 65% of the donation should go to the cause, be it fighting hunger, education, or health care.  One tip:  don't respond to phone requests.  If you get a phone call, ask for a written mission statement.  You may wish to create your own giving plan for a favored charity.  Verify the organization's license with the state charity registration office, and ask for confirmation of its tax-exempt status.  For help, go to the Wise Giving website at www.give.org or write to 4000 Wilson Blvd, Suite 800, Arlington, VA  22203 for a copy of its Wise Giving Guide. 

Get the AIP (American Institute of Philanthropy) free charity guide by emailing them at aip@charitywatch.org or write PO Box 578460, Chicago, IL  60657.  For AIP's list of top-rated charities, go to www.charitywatch.org

March 2003 - Website of the Month
Internet Discussion Boards- online support groups can allow people with similar health programs to exchange information and encourage each other.  A one year survey of nearly 600 back pain sufferers (published in the Archives of Internal Medicine) found that people who used an email discussion group to commiserate, swap pointers, etc. had less pain and fewer doctor visits than those who didn't participate. 

To locate online support groups for a variety of topics, visit www.selfhelpgroups.org.  Or, use your favorite search engine, enter your condition followed by "support group."

February 2003 - Website of the Month
The AARP has many useful tools on their website:
AARP Bulletin - has updated state by state directory of drug discount programs telling you what is covered, if you qualify, and whom to contact.
AARP Modern Maturity - their magazine with on-line features
My Generation - another one of their magazines, with special estate-planning article. 
How to computer guides, website reviews, and discussion groups! 

January 2003 - Website of the Month
There are many ways to invest retirement income.  Charitable gift annuities can provide a predictable stream of income and can provide for the charity afterwards.  In exchange for your gifts of of cash, stock or other property, donors can get a lifetime of fixed payments. 

Beware!  They've attracted the interest of con artists and other crooks - so much so that they have become lucrative scams.  Gift annuities are subject to no federal regulation.  Many people have lost their entire retirement nest eggs. 

The American Council on Gift Annuities has applicable state regulations and other information at www.acga-web.org  

December 2002 - Website of the Month
We know it is the holiday season and we want to think of fun, good times, and of course great food.  However this month's "issue" is cholesterol!  A silent killer, we need to have at least a bit of self control while partying and fa-la-la'ing! 

American Heart Association   800 AHA-USA1  
To assess your heart attack risk (you'll need your cholesterol level)

November 02 - With people moving, companies relocating, etc. pensions can get "lost".  If you worked at any company, especially 5 years or more, you have have a pension waiting for you.  Send a letter to:
Pension Benefit Guaranty Corporation 
1200 K St. NW
Washington, DC  20005
(800) 400-7242

When writing, include you name, address, phone Soc Sec #, birth date, companies worked for, and, if possible, dates of employment.  Or, log on to www.pbgc.gov.
Click here for more information on a pension tune-up.

October 02
website expired

September 02 Nearly 14% of Americans were without insurance in 200.  Little know fact:  many drug manufacturers have Patient Assistance Programs, offering no-or low-cost prescription drugs at no or low cost to people unable to afford their medicines.  Many patients, and doctors don't know about this program.  to locate this program, please go to this website:
www.needymeds.com 

They are not a drug assistance program, but they offer information and tools to help consumer and health care professionals learn more about programs operated by each participating drug manufacturer.  This site is a nonprofit without any advertising, they are located in Pennsylvania. 

August 02 Diabetes - it can affect all ages.  There are many different levels of it and it can often be controlled through diet, exercise, and medication.  
American Heart Association  800 242 8721
American Diabetes Association    800 342 2383  
National Diabetes Education Program  800 438 5383

July 02 Alzheimer's can be a very debilitating situation for any family, especially to see a vibrant loved one deteriorate.  However, there is medical treatment, support groups and more research.  This is some information that you may find of interest.  
Alzheimer's Association 
800 272-3900
Alzheimer's Disease Education and Referral Center:  800 438 4380
The Administration on Aging (for treatment center referrals)  800 677 1116

June 02 Mental Health - whether it is ours or someone else's, this is something that is treatable, like any other disease.  Some sites that may be of use to you:  
National Mental Health Association  800 969-NMHA  
National Institute of Mental Health  888-8-ANXIETY  
NOSAD

May 02 Vision is a very important sense for all of us, regardless of age.  However, it is important to maintain our visual health with an exam on an annual basis!  When you use the computer, you may need a special pair of glasses for close up work and to avoid eye strain.  Some good sites to go to:  
Foundation fighting blindness  888 394 3937 www.blindness.org 
National Eye Institute  301 496 5248  
Prevent Blindness America 800 331 2020

 

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